With Raenest, transparency is key. We want you to enjoy your hard-earned money, save, and spend on what matters.
Looking for a clear picture of the costs associated with your Raenest USD virtual card? Here’s a breakdown of our fees and pricing:
Everyday fees
Service | Fee |
Create a Virtual USD Card | $3 (one-time) |
Fund your card | Free |
Card maintenance | Free |
Monthly fee | Free |
When you use your card
Service | Fee |
Transaction processing | $0.70 per successful transaction |
Currency conversion | Applies only when your purchase is funded from a non-USD wallet. See our Conversion Fees. |
Charges that may apply
These fees only apply in specific situations.
Situation | Fee |
International merchant processing (for purchases or refunds on non-US websites) | 2% + $0.40 |
Insufficient balance decline | $0.40 |
Chargeback / dispute processing | $50 |
What's Free?
No funding fee
No monthly subscription
No maintenance charges
Good to Know
Your Virtual USD Card can be used anywhere Mastercard or Visa is accepted.
International merchant processing fees are charged by the card network and payment processor where applicable.
Currency conversion fees only apply when your transaction is funded from a wallet that is not in USD.
Transparent pricing
We're committed to keeping our pricing simple, fair, and easy to understand, so you always know what to expect when using your Raenest USD Virtual Card.